Residential mortgage financing made easy
I'll be your guide through the home buying process.
The home buying process can be overwhelming, it doesn't have to be with the right professionals on your side! Follow my 3 step plan.
Get started right away
The best place to start is to connect with me directly. My commitment is to listen to your needs, assess your financial situation, provide professional mortgage advice, and guide you through the mortgage process.
Get clarity
Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming. Let me cut through the noise. I'll outline the best mortgage products available with your needs in mind.
Proceed with confidence
My goal is to make sure you know exactly where you stand at all times. From your initial application through your mortgage renewal, I'm available to answer any questions for as long as you need a mortgage. I've got you covered.
Buy property with confidence
I'll take care of the financial details, so you can focus on finding the perfect home.
Resources to help you with mortgage financing on your home purchase
Should you get preapproved for a Mortgage?
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place. Getting pre-approved is one of the first steps in your home buying journey.
An Overview of the Home Buying Process
If you’re planning to buy either your first home or your next home, let’s assess your creditworthiness, take a look at your income, plan for a down payment, and nail down exactly how much you can afford to borrow.
GDS/TDS Ratios Explained
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Learn more about how your gross debt service ratios (GDS) and total debt service ratios (TDS) impact your mortgage qualification.
How to Avoid an Accidental Home Purchase
Buying a property might be easier than you think. So, if you have NO desire AT ALL to qualify for a mortgage, here are some great steps you can take to ensure you don’t accidentally buy a property.
Getting a Mortgage While on Parental Leave
If you’ve thought now is the time to find a new property to accommodate your growing family, but you’re unsure how your parental leave will impact your ability to get a mortgage, learn more about parental leave and mortgage qualification here.
Understanding your Employment Status
If you’re looking to secure mortgage financing, understanding how lenders look at your employment is an important step in understanding mortgage qualification. Learn more about your employment status.
Learn more about how credit impacts a home purchase
Credit and Mortgage Financing
Credit is the ability of a customer to obtain goods or services before payment, based on the trust that you will make payments in the future. When you borrow money to buy a property, you’ll be required to prove that you have a good history of managing your credit.
How to Handle Missed Payments
If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your creditworthiness down the road, here’s the plan for you to follow.
Programs that help you buy a property
Using Your RRSP For a Home Purchase
Did you know there’s a government program that allows you to use your RRSP to help come up with your downpayment to buy a home? Learn more about the Home Buyer’s Plan.
What is a Cashback Mortgage?
A cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing. Learn more about how a cashback mortgage works and if you qualify.
Purchase Plus Improvements
Did you know that if you can’t quite find a property to meet your needs, that you can include the cost of renovations into your mortgage? Learn more about purchase plus improvements here.
